PRIVACY POLICY

Your Information. Protected.

FACTS

How Does Washington State Bank handle your Personal Information and Privacy?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this information carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account Balances
  • Payment History
  • Transaction History
  • Credit History
  • Wire Transfer Instructions

When you are no longer our customer, we continue to share your information as described.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Washington State Bank chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

What Does Washington State Bank do with Your Personal Information? (Click the “+” to open and read each item)

  • FOR OUR EVERYDAY BUSINESS PURPOSES

    Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.


    Does Washington State Bank Share?

    Yes


    Can you limit this sharing?

    No

  • FOR OUR MARKETING PURPOSES

    To offer our products and services to you.


    Does Washington State Bank Share?

    No


    Can you limit this sharing?

    We Do Not Share

  • FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES

    Does Washington State Bank Share?

    Yes


    Can you limit this sharing?

    No

  • FOR OUR AFFILIATES' EVERYDAY BUSINESS PURPOSES

    Information about your transactions and experiences


    Does Washington State Bank Share?

    No


    Can you limit this sharing?

    We don’t share

  • FOR OUR AFFILIATES' EVERYDAY BUSINESS PURPOSES

    Information about your creditworthiness


    Does Washington State Bank Share?

    No


    Can you limit this sharing?

    We don’t share

  • FOR NONAFFILIATES TO MARKET TO YOU

    Does Washington State Bank Share?

    No


    Can you limit this sharing?

    We don’t share

YOUR INFORMATION & WASHINGTON STATE BANK

HOW DOES WASHINGTON STATE BANK PROTECT MY PERSONAL INFORMATION?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.


HOW DOES WASHINGTON STATE BANK COLLECT MY PERSONAL INFORMATION

We collect your personal information, for example, when you


  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Make a wire transfer
  • Show your driver’s license


We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


WHY CAN’T I LIMIT ALL SHARING?

Federal law gives you the right to limit only


  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you


State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DEFINITIONS

  • AFFILIATES

    Companies related by common ownership or control. They can be financial and non-financial companies.

    • Washington State Bank does not share with our affiliates.

  • NONAFFILIATES

    Companies not related by common ownership or control. They can be financial and non-financial companies.

    • Washington State Bank does not share with nonaffiliates so they can market to you.

  • JOINT MARKETING

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • Our joint marketing partners include: The Independent Bankers’ Bank

    United Bankers Bank

OTHER IMPORTANT INFORMATION

FOR ALASKA, ILLINOIS, MARYLAND AND NORTH DAKOTA CUSTOMERS

We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.


FOR CALIFORNIA CUSTOMERS

We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about your with our affiliates to comply with all California privacy laws that apply to us.


FOR MASSACHUSETTS, MISSISSIPPI AND NEW JERSEY CUSTOMERS

We will not share personal information from your deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.


FOR VERMONT CUSTOMERS

We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.